Privacy Policy

Introduction

Welcome to https://actual-cash-value-insurance.buzzzoomer.com (referred to as “ACVI,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, usage, and disclosure of information from our website visitors, users, and customers.

Scope

This policy covers all aspects of our online presence, including but not limited to, our official website, mobile applications, online services, and any other digital platforms owned or operated by ACVI. However, please be aware that this policy does not extend to third-party websites, applications, or services linked from our platform. Each of these third parties has its own privacy policies governing the handling of your data, so we encourage you to review them carefully.

Processing Activities

This Privacy Policy is designed to guide you on:

Using our applications and online services as an authorized user.
Accessing and interacting with our websites linked to this policy.
Communicating with us via various channels like email, phone, or text messages/SMS.

Personal Data Collection

We collect several types of personal data to enhance your experience and provide tailored services. This includes:

Account Information: Details related to your user account creation and management, such as usernames, passwords, and profile settings.
Payment Information: Data necessary for processing transactions, including cardholder names, card numbers, expiration dates, and security codes.
Financial Information: Personal financial details required to facilitate insurance-related services, like income levels, investment portfolios, or health records (where applicable).
Purchase Information: Details about products or services you’ve purchased from us, including order history and preferences.
Mobile Device Identifiers: Unique identifiers associated with your mobile device, such as IP addresses, device IDs, or location data from your smartphone.
Location Data: Information about your geographical location when you interact with our services, enabling personalized content and experiences.
Feedback: Any comments, reviews, or ratings you provide to help us improve our products and services.
Social Media Information: Data obtained from social media platforms when users choose to connect their ACVI account to their social media profiles.
Product Information: Details about the insurance products you inquire about or purchase from us, including preferences and customization choices.

We collect this data through various methods: user input forms, online interactions, browser tracking, cookies, and third-party data providers.

Cookies

ACVI uses cookies to enhance your browsing experience and gather analytics on website usage. Cookies are small text files stored on your device that serve different purposes:

Strictly Necessary Cookies: Essential for navigating our websites and using their core features.
Preference Cookies: Remember user preferences, language settings, and customizability choices.
Analytics Cookies: Collect aggregated data about website usage to improve our services and content.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are accepted.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal obligations or valid business requirements. Once the retention period expires or when these purposes are no longer applicable, we securely delete or anonymize your data.

Security Measures

ACVI has implemented robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These include:

Encryption of data during transmission and at rest.
Secure third-party processing partners who adhere to strict privacy standards.
Regular security audits and updates to our systems and software.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If you are a parent or guardian and believe we have collected information from your child, please contact us at the details provided below, and we will take prompt action to ensure that such information is deleted.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data:

Access and rectification of your data.
Erasure or deletion of your data.
Restriction on the processing of your data.
Right to portability, allowing you to receive your data in a structured format.
Objection to how your data is processed.
Non-discrimination for exercising your privacy rights.
The right to file appeals or complaints with us and relevant supervisory authorities.

To exercise these rights, please reach out to our Data Protection Officer using the contact details provided below. We will respond to your requests promptly in accordance with applicable laws.

Changes to Policy

ACVI reserves the right to update this Privacy Policy at any time. Any significant changes will be notified via our website and/or email. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

Email: [email protected]
Address: ACVI Data Protection Team, [Address], [City], [Country]

We are dedicated to maintaining transparency and providing a safe and secure online environment for our users.